We Believe Small Business Matters


Created to provide capital to small businesses. Evaluates business’ actual performance.


Surpassed R6M in capital delivered to small businesses in all 9 Provinces of South Africa .


Launched line of credit and long term loans. Expanded to neighboring Namibia, Botswana, Lesotho, Swailand, Zimbabwe and Mozambique.


Over R14M loaned. Innovative products & services. The leader in online small business & Individual lending.

Our Core Principles

Ekhaya Loans Values

  • In all our interactions, we commit to open and honest communication, whether it be written or verbal.
  • We are open to considering different viewpoints and we commit to expressing our own, respectfully.
  • We commit to account for our activities and accept responsibility for them. We disclose the results of our activities and deliver on our promises.
  • We passionately strive to think and to do things differently.
  • We commit to turning great ideas into reality.
  • We reward and recognise those individuals and teams who changes our business for the better.
  • We bring our unique talents together for the benefit of the team.
  • We work together internally and externally to find the best solution.
  • We place the customer at the centre of all decision-making; we encourage honest debates and we respect and commit to final decisions.
  • We commit to align and harmonise our practices and actions and contribute positively towards the agreed goal.
  • We respect that we are all different.
  • We are genuinely attentive and we attempt to put ourselves in other peoples’ shoes.
  • We seek to understand people. Should we differ in opinion we will respond to them with sensitivity and compassion.
  • We are dedicated to making a difference to the lives of people living in underprivileged communities in South Africa and the World.
  • We always seek to balance the return to our shareholders with value to our customers.
  • We are efficient and cost-effective to the benefit of the customer and business.
  • Everybody is a revenue generator, as well as a cost center in the business.

AIM of Ekhaya Loans


Ekhaya Loans Company provide a simple and efficient loans service for people in South Africa and the World or International Individuals or Companies looking for personal and or commercial | Business loans. We welcome applications from the employed, self employeds, blacklisted, bad credit, businesses, personals, homeowners and  tenants

We are a fully licensed credit provider and broker with an aim to bring you an expert loan service. Simply complete our straight forward online loan application form to find out the results as soon as possible.

For loans we work with a limited number of lenders for amounts which range from R3,000 – R10,000,000. We take a huge amount of pride in providing you a quick, efficient and professional service.

Once you have submitted your online application we will process it accordingly, if approved will call you as soon as possible to provide you with a no obligation loan quotation.

Ekhaya Loans Company does not charge service upfront fees to find you a loan but we do charge a non refundable upfront fee for Full Credit Report Check and Score.

Our Company

On 09th September 2010 the new Ekhaya Loans LTD launched . With Ekhaya Loans LTD you can borrow, save and insure. To assist with your financial needs, we offer a number of relevant and innovative products, delivering more value than you expect.

Every day we strive to live our brand purpose ‘humanity through banking’. The people who work for Ekhaya Loans LTD represent the diverse population of South Africa and the World; therefore we are a reflection of you, of all South Africans and the World. No matter what the situation or circumstance, we hope that people who interact with us will walk away and say “I was treated with humanity”.

Our Mission

  • Our mission is to be a successful Loaning Company offering a wide range of products and services to the consumers of South Africa and the World.
  • We seek to provide value – more than our consumers expect of us. We promise to live our purpose ‘humanity through Loaning’ in all that we do and we are confident that we can, because ‘We are You’.
  • Ekhaya Loans mission is to expand access to credit and lower the cost of borrowing for the millions of people that traditional banks are typically unable to serve. Everything we do we do for people!

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