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1.1 Introduction

The use of the EKHAYA LOANS’ website by you (the applicant/client), you (the applicant/client) hereby give your (the applicant/clients’) full consent and irrevocable agreement to the following Legal Disclaimer of the EKHAYA LOANS’ website/service. Furthermore, viewing, accessing and applying electronically for the EKHAYA LOANS’ Convenient Service Package via the EKHAYA LOANS’ website confirms your acceptance of our policies (hereinafter known and referred to as the Terms of Service, Terms of Use, Legal Disclaimer and Privacy policy, collectively known as the “Policies”) and procedures. If you the applicant/client do not agree to and accept the EKHAYA LOANS’ policies (Terms of Service, Terms of Use, Legal Disclaimer and Privacy policy), DO NOT USE THE EKHAYA LOANS’ WEBSITE.

1.2 By applying on the EKHAYA LOANS’ website for the EKHAYA LOANS’ Convenient Service Package you (the applicant/client) irrevocably agree to the policies of  EKHAYA LOANS’ and by submitting your (the applicant/clients’) application on the EKHAYA LOANS’ website, it constitutes a digital signature in conclusive acceptance and agreement of the ongoing digital legally binding and enforceable service mandate and agreement between yourself (the applicant/client) and EKHAYA LOANS’, which is Automatically Generated by the EKHAYA LOANS’ website AFTER your (the applicant/clients’) “tick box” consent and agreement and confirmation of submission (clicking the submit application button) is received by EKHAYA LOANS’ online/electronically.

1.3 Applying on the EKHAYA LOANS’ website for the EKHAYA LOANS’ Convenient Service Package is a clear indication of your (the applicant/clients’) understanding of all the material, processes and policies associated therewith. As time changes, so does the law and we (EKHAYA LOANS’) reserve the full right and authority to change and\or amend these terms and conditions at any time whether it be company or law related.

1.4 AT NO POINT may the content and\or material be used by any one individual or company for reproduction or distribution. This law applies in any jurisdiction or country where regulations like these apply. Plagiarism will not be tolerated by EKHAYA LOANS’ and\or its directors, managers and employees, and any entity, company or person who plagiarizes the content of the EKHAYA LOANS’ website will face punitive civil or criminal prosecution.

  1. Risk of applicant

2.1 All content on the EKHAYA LOANS’ website is viewed at the applicant/clients’ own risk. Due to the intense nature of the internet itself, the applicant/client will carry all risk when applying online/electronically or browsing the website of  EKHAYA LOANS’ and the applicant/client should exercise care when using the EKHAYA LOANS’ website. The EKHAYA LOANS’ website is FULLY SECURED BY KCVOSK FIREWALL, all personal information entered onto the website of  EKHAYA LOANS’ is done so at the applicant/clients’ own risk. To lower the risk we encourage that all applicants’/clients’ enter all true and correct information on the EKHAYA LOANS’ website when submitting his/her application online/electronically for the purchase of the EKHAYA LOANS’ convenient Service Package. Common glitches happen in everyday living when it comes to infrastructure and electronics so at no point can EKHAYA LOANS’ accept responsibility for loss or damage caused to any new applicants’/clients’ or parties accessing the website of EKHAYA LOANS’.

  1. Plagiarism VS Applicant Use

3.1 The information and content which makes up EKHAYA LOANS’ is readily available to all its applicants/clients FOR EDUCATIONAL PURPOSES ONLY. Reproduction, distribution and plagiarism are STRICTLY FORBIDDEN and any individual, entity or company who fails to comply with this policy will face punitive civil and/or criminal prosecution.

  1. Unauthorized Use

4.1 Unauthorized use of the EKHAYA LOANS’ website, including but not limited to trespassing into EKHAYA LOANS’’s computer systems, misuse of passwords or the misuse of the information and material is strictly prohibited and forbidden and any such actions may be addressed in the relevant forum and/or court.

  1. Web Content

5.1 EKHAYA LOANS’ conducts business of a general nature, and so too is its product, ideas and opinions. Before any commitment or agreement is entered into between the applicant/client and EKHAYA LOANS’ we HIGHLY recommend that the applicant/client seek the correct advice from a competent individual or group. All our product information is

 

 

CLEARLY outlined in the content on the EKHAYA LOANS’ website so it is the applicant/clients’ responsibility to study the information thoroughly and any disagreement transpiring from the EKHAYA LOANS’ website content is STRONGLY subject to the laws of South Africa. We endeavor to ensure that the content of the EKHAYA LOANS’ website is not false, misleading or deceptive, and any uncertainty should be corresponded with EKHAYA LOANS’ before submitting your (the applicant/clients’) application for the EKHAYA LOANS’ convenient service package online/electronically.

  1. Use of the Loan Scout SA website

6.1 All Content and material on the EKHAYA LOANS’ website is viewed and executed at the APPLICANT/CLIENTS’ OWN RISK. No employee(s), director(s), partner(s), manager(s), service provider(s), associate(s) and/or affiliates of  EKHAYA LOANS’ will be held liable for ANY DAMAGES caused to the applicant/client and its affiliates, beyond EKHAYA LOANS’ reasonable control, or caused by unauthorized third parties gaining access to our systems/website.

6.2 If you (the applicant/client) have accessed the EKHAYA LOANS’ website and successfully electronically applied for the EKHAYA LOANS’ service, the applicant/client irrevocably agrees to the policies and procedures of EKHAYA LOANS’. This means that the applicant/client has taken the time to study and thoroughly understand the Terms of Service, Terms of Use, Legal Disclaimer and the Privacy Policy (collectively known as the policies).

6.3 All applicants/clients who accesses the EKHAYA LOANS’ website acknowledges, agrees to and accepts the policies of  EKHAYA LOANS’ and agrees not to plagiarize the content of the EKHAYA LOANS’ website. The EKHAYA LOANS’ website is made available to all applicants/clients for non-commercial use and EKHAYA LOANS’ may change, remove or deny access to the EKHAYA LOANS’ website at any given time.

  1. Warranties, Disclaimers & Limitation of Liability

7.1 EKHAYA LOANS’ and its director(s), management, employee(s) and shareholder(s) will not be held responsible for any liability for any loss, damage or expenses caused by interception by third parties of any information made available via the EKHAYA LOANS’ website.

7.2 Furthermore EKHAYA LOANS’ and its director(s), management, employee(s) and shareholder(s) disclaim ALL liability for damage, loss and costs incurred, whether direct or indirect even if through a third party, on the EKHAYA LOANS’ website.

7.3 Without any prejudice, EKHAYA LOANS’ director(s) cannot be held liable for any loss of data, failure or unavailability of the EKHAYA LOANS’ website. The internet is constantly being monitored by third parties and any information deemed to be a threat could or could not be intercepted and the applicant/client and its affiliates will carry the full risk when transferring/transmitting general information and/or personal information and/or data on the EKHAYA LOANS’ website.

7.4 By making use of or applying for the EKHAYA LOANS’ Convenient Service Package on the EKHAYA LOANS’ website you (the applicant/client) hereby mandate EKHAYA LOANS’ to submit your information to third parties in order to aid your (the applicant/clients’) portfolio. If there are any uncertainties, EKHAYA LOANS’will be glad to assist you (the applicant/client) with any questions or queries. Send us (EKHAYA LOANS’) an e-mail to:  info@ekhayaloans.co.za  for any further queries.

7.5 Should EKHAYA LOANS’ accept your (the applicant/clients’) application for our (EKHAYA LOANS’) convenient service package (Which will be communicated to you [the applicant/client] via sms, email or both), the digital legally binding and enforceable service mandate and agreement is governed by the terms of service, terms of use, legal disclaimer and the privacy policy of  EKHAYA LOANS’ and the EKHAYA LOANS’ website.

8 NO VARIATION

No variation of, or addition to this Agreement shall be of any force or effect unless it is reduced to writing and signed by or on behalf of the Parties.

9 INDULGENCES

No relaxation, indulgence or concession granted by EKHAYA LOANS’ to you (applicant/client) in respect of any of your obligations herein shall constitute a novation of any part of the Agreement nor otherwise prejudice, derogate from, or affect, any rights which EKHAYA LOANS’ may have against you.
Please feel free to contact the webmaster for any further information:  site@ekhayaloans.co.za

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